Using the card abroad - Foreign exchange rates

Important Note: DEX functionality is currently disabled for UK customers. Read more about the changes [here].

If you're traveling with your Plutus Debit Card then this article can help you understand how our foreign exchange rates work. The Plutus Debit Card is welcomed anywhere you see the Visa acceptance logo.

The foreign exchange rates which will be applied when you make a purchase that is not in your native currency are set by Visa using interbank rates.

We strongly recommend that you always choose to pay in the local currency when abroad as some merchants will charge you in your base currency and then apply their own foreign exchange fees on top.

You can use this calculator on the Visa website to find out how much you'll be charged when spending abroad.

Also, using our Card for international payments incurs some fees from the card provider site - before you go on a journey, make sure you are up to date with our fees page.