If you're travelling with your Plutus Debit Card then this article can help you understand how our foreign exchange rates work. The Plutus Debit Card is welcomed anywhere you see the Visa acceptance logo.
The foreign exchange rates which will be applied when you make a purchase which is not in your native currency are set by Visa using interbank rates.
We strongly recommend that you always choose to pay in the local currency when abroad as some merchants will charge you in your base currency and then apply their own foreign exchange fees on top.
You can use this calculator on the Visa website to find out how much you'll be charged when spending abroad.